Tired of the nonstop ringing of your phone from bill collectors? Tired of the threats and harassing phone calls? Having to check caller ID every time before picking up the phone? Afraid that this is what is about to happen because you can't pay all of this month's bills?

We can help. From credit cards to medical bills, utility bills to wage garnishments, we can stop them from harassing you, taking your wages, levying your bank account and actually discharge these bills so that you WON'T owe them anymore.

My job, as your attorney, and using the Federal Bankruptcy Code, will be to advise and guide you to get the best relief possible under the law. This means that in most cases, ALL of your credit card bills will be DISCHARGED, (meaning you don't owe them anymore), without a single additional payment on them. ALL of your medical bills will be DISCHARGED. ALL of the Judgments, Liens, Wage Garnishments, and Bank Levys will be TERMINATED.

This is NOT too good to be true. It is simply a way out for people who are drowning in debt and are forced to choose between paying their bills or putting food on the table. NO one should have to live like that. If you are having financial trouble and want to see what an experienced, knowledgeable and local attorney can do to help, please contact my office to set up your FREE personal and confidential consultation with David M. Howard, Attorney at Law.