Almost EVERYONE can file for bankruptcy protection. There are multiple types of bankruptcies to cover almost every situation. The real issue is whether filing a bankruptcy, and if so, what kind of bankruptcy, is YOUR best option to solve your unique financial dilemma. That is why you need an experienced, knowledgeable and local attorney to personally advise and guide you to finding your BEST solution.

While Congress has tried to make it more difficult for people to file Chapter 7 Bankruptcies, (wherein your unsecured debts are discharged), I have been able to qualify over 98% of the potential clients I meet with. This high percentage is a result of my pre-bankruptcy planning success. While you MAY not “qualify” to file for a Chapter 7 Bankruptcy on the day you first consult with me, in the vast majority of cases, I can set up a very LEGAL and safe Pre-Bankruptcy Plan, that over the course of several weeks or months will allow you to qualify. I have successfully qualified families that make in excess of $100,000 a year. I have successfully guided clients through Chapter 7 Bankruptcies wherein they were able to keep their home as well as multiple rental properties. EVERYTHING IS POSSIBLE

That is why I offer free consultations. Within 30 to 45 minutes of meeting you, and hearing about your unique financial situation, I will be able to tell you exactly what I can do for you and your family. I will be able to tell you what “chapters” of bankruptcy you will qualify for. I will be able to tell you whether there is any risk of losing any of your property or possessions. I will be able to assess whether pre-bankruptcy planning will allow you to be able to file in the future, and in what timeframe. Most importantly, I will give you my honest advice as to what all your options are. If we determine that bankruptcy is not your best option, then I will advise you on your other alternatives and will be glad to refer you to other professionals that will be able to assist you.